Get Rewarded for Shopping You already Do!

You are already spending money. Every week, without thinking about it: groceries, skincare, vitamins, home goods, books, clothes, travel, coffee. The question isn't whether you're spending — it's whether any of that money is coming back to you.

Right now, for most people, it isn't. It just leaves.

Cashback changes that. And the beautiful thing about cashback is that it requires almost nothing from you. No new habits. No new purchases. You're just routing the spending you're already doing through a different door — one that has a mail slot that sends money back.

There are two tools I recommend stacking together:

Rakuten — Your Cashback Home Base

Rakuten (formerly Ebates) is a cashback platform that pays you a percentage back on purchases from thousands of retailers. Think: Sephora, The Bay, Nordstrom, Gap, Lululemon, Walmart, ASOS, Booking.com — the places you're already shopping.

How it works: you activate your cashback before shopping (through the browser extension or the app), and Rakuten tracks the purchase and pays you back. Simple. In the background. Automatic.

They pay out quarterly via PayPal or cheque. It adds up faster than you think — especially at the retailers you return to again and again.

Join Rakuten Canada → rakuten.ca/r/luxurylifeadvisory

Honey — The Coupon That Runs Itself

Honey is a browser extension that automatically finds and applies coupon codes at checkout. It also has a rewards program that converts points into gift cards.

The reason I love stacking Honey with Rakuten: they work at the same time. Honey finds a coupon code while Rakuten is tracking cashback. You get the discount and the cashback in one checkout.

Install it once. After that, it just works.

Add Honey → joinhoney.com/ref/czwk4yt

Your Action Step

Install both tools today. The action step is not to go shopping — it's to be ready the next time you do.

Once they're installed, your money starts circulating differently on the very next purchase. The setup takes about five minutes and you never have to think about it again.

The Mindset Shift

You're not getting a discount. You're not saving money. You're receiving money back into circulation.

That distinction matters more than it sounds. Saving is about restriction. Cashback is about flow. When you start thinking about your spending as money in motion — not money lost — your whole relationship with transactions begins to change.

Every purchase through Rakuten isn't just a purchase. It's a purchase and a small return. Over time, those small returns stack into something real.

This is how you start getting paid to exist.